Brumby Pay is a payment solution that increases business cash flow by rewarding customers who pay on time. We do this with no credit, no coercion, no collections and no inducement. 100% ethical and built to keep Australia moving.

Think, '5th coffee free', but for bills. Every payment, by all customers, nationwide contribute to a milestone count. When a milestone is reached (e.g. every 9th payment), the customer who triggered it receives a reward. There’s no randomness or draws, just clear, fixed rewards for good payers. The faster customers pay, the faster rewards are unlocked.

Brumby Pay suits a wide range of B2B and B2C businesses across industries like trades, professional services, transport, training, SaaS providers, agriculture, logistics, wholesale, utilities, manufacturing, beauty and consulting. Whether you're a sole trader or a multi-national, if your business issues bills and wants to improve payment speed and cash flow, we're here to help.

No, your existing terms stay exactly the same. Brumby Pay doesn’t interfere with your due dates, payment methods, or conditions. We simply add a reward opportunity link to your invoice, giving your customer an extra reason to pay on time.

Simple, transparent rates, built for real businesses. Brumby Pay offers competitive, all-inclusive merchant pricing that covers both card processing and rewards. Contact us to discuss rates tailored to your transaction volume and payment mix.