Simple, transparent rates, built for real businesses. Brumby Pay offers competitive, all-inclusive merchant pricing that covers both card processing and rewards. Contact us to discuss rates tailored to your transaction volume and payment mix.

Brumby Pay's commission fee covers everything involved in running a secure, reward-linked payment platform, including transaction processing, reward fulfilment, compliance, and admin costs.

It’s a single, fixed rate, with no setup fees, no subscriptions, and no charges for unpaid invoices. You only pay when your customer does. Need more detail? We're happy to walk you through the full breakdown, just get in touch.

Brumby Pay funds and issues all rewards. They're not paid by your business or added to the invoice. A portion of the platform fee covers reward delivery, so you can offer rewards without handling them yourself or affecting your pricing.

There is no minimum invoice amount to use Brumby Pay.

All rewards are funded and issued solely by Brumby Pay and are not influenced by payer or creditor decisions.

When a customer pays an invoice or bill using Brumby Pay, you’ll receive the full invoice amount minus a small Brumby Pay platform fee. Even though you don’t receive the full cash amount, you'd still record the full invoice value as income, and treat the Brumby Pay fee as a separate business expense, just like you would with a BNPL provider, credit card surcharge, or payment gateway.